Veronica Gonzales
505-440-8956 (cell)
Choose a City: Albuquerque Belen Bernalillo Bosque Farms Cedar Crest Corrales Edgewood Los Ranchos De Abq Placitas Rio Rancho Sandia Park Tijeras Price from: Price to: Min 0 50,000 75,000 100,000 125,000 150,000 175,000 200,000 225,000 250,000 275,000 300,000 350,000 400,000 450,000 500,000 750,000 1,000,000 No Max 50,000 75,000 100,000 125,000 150,000 175,000 200,000 225,000 250,000 275,000 300,000 350,000 400,000 500,000 750,000 1,000,000 2,000,000 5,000,000 10,000,000 Unlimited Beds: Baths: any 1 or more 2 or more 3 or more 4 or more 5 or more Any any 1 or more 1.5 or more 2 or more 2.5 or more 3 or more 3.5 or more 4 or more
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ABOUT THIS CALCULATOR: To arrive at an "affordable" home price, we followed the guidelines of most lenders. We've allowed a total debt-to-income ratio of no more than 36%. And we have assumed a housing payment-to-income ratio of 28% for our conservative estimate, and 33% for the aggressive one. Before buying, however, you should also factor in other savings needs, including retirement and college.
ASSUMPTIONS: We've assumed a 30-year mortgage term, annual property tax of $3,500 and homeowners insurance of $481 - the national average. And we do not factor in private mortgage insurance, which you'll owe if your downpayment is less than 20 percent of the purchase price. It averages from $50 to $80 per month. Plug in your own numbers for more tailor-made results.
*Include auto and student loans, alimony, child support payments and credit card payments.
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